PRUvantagegives you a real advantage over the rest
Comprehensive protectionThe plan provides not just life and disability coverage but can be made more comprehensive when you choose the add-on benefits that give you financial protection for critical illnesses and accidents.
Just positive returns* The plan comes with a unique ‘positive returns’ guarantee. We do this by applying a ‘smoothing formula’ to your annual dividend so that even during the worst of years (if the return on the fund turns negative), you will still receive a dividend. The dividend declared will be credited to you on a quarterly basis.
Transparency.With comprehensive protection and returns guarantee comes unmatched transparency as well. We ensure that you get to see how much of your premiums are being used to build up your policy value, as well as the charges that are deducted from your policy.