SME - COMMERCIAL RISK MANAGEMENT

By: SIMON POON AGENCY  23-12-2010
Keywords: Casualty Insurance, Liability Insurance, Property Insurance

Affinity/Small Medium Enterprise(SME)
 
The Business & Personal Insurance Solutions team of SPA-ACE in Malaysia is focused on delivering tailored general insurance solutions that are individually designed to meet the coverage and risk management needs of a wide variety of small to medium sized businesses or groups of self-employed individuals.

Our wide range of packaged solutions are delivered through targeted distribution channels and are leveraged by our state-of-the-art web-based delivery and support platforms.

The team is committed to providing practical alternative risk protection options and building customized products for individual targeted segments.

The ACE Business & Personal Insurance Solutions range of products include:

  • Office Insurance
  • Leisure Industry Insurance
  • Industrial Insurance
  • Business Insurance
  • Retail Insurance
  • Property Owner's Insurance
  • Residential Strata
  • Residential Landlords
  • Marine / General Property
  • Financial Lines

Office Insurance

This offering targets professionally occupied individual office risks which are pre-underwritten. This product is typically available to businesses such as lawyers, dentists, accountants and some 50 other "white collar" occupations. 

This packaged solution encompasses protection of property, consequential loss, public and product liability.

Focusing on clubs, restaurants, bars, cafes, bistros as well as hotels and motels, this package covers multiple lines, including machinery breakdown and is tailored to suit these occupations.

Focused on small-to-medium enterprise, this product has been tailored to meet the specific needs of industrial businesses which require broader or business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.


Business Insurance

Focused on small-to-medium enterprises, this product has been tailored to meet the specific needs of businesses which require broader business coverage.  It caters to businesses with multiple locations and can also be pre-underwritten.

Retail Insurance

A comprehensive package designed for both multi and single site Retail businesses. The package includes multiple lines of cover including property cover, contents and stock, business interruption, public and employers liability and money.

Property Owners's Insurance

This customized product provides an extensive selection of cover options developed to cater to the niche risks faced by Body Corporate and Strata Managers.  These include Property, Loss of Rent, Fidelity, Office Bearers, Liability and even Personal Accident cover. 

This customized product provides an extensive selection of cover options developed to cater to the niche risks faces by Strata managers. These include property, Loss of Rent, Fidelity, Office Bearers Liability, Public Liability and even Personal Accident cover.

This package offers comprehensive cover that has been distinctly designed for Landlords and Investors. The key policy covers include full accidental damage cover on Contents, Fixtures and Fittings, Malicious Damage by Tenant, Loss of Rent, Legal Expenses, Liability cover which can be extended to include the freestanding Dwelling.

Keywords: Burglary Insurance, Casualty Insurance, Commercial Comprehensive Insurance, Condo Apartment Insurance, Electronic Equipment Insurance, Fire Insurance Related Perils, Liability Insurance, Professional Indemnity Insurance, Property Insurance, Property Manager Insurance, Retail Insurance, Small Medium Industrial Insurance,