Prudential Insurance. PRUretirement growth

Prudential Insurance. PRUretirement growth from Prudential Malaysia Insurance Agent

By: Prudential Malaysia Insurance Agent  01-11-2009
Keywords: Malaysia, Insurance, Unit Trust

Everyone has different dreams for retirement. Whether it’s opening your own restaurant, travelling the world, or moving away from the rat race and closer to your loved ones, every retirement lifestyle has a price.

With the effects of inflation, that “number” can become far larger than what it is today when you retire. As a result, your current savings may not be sufficient to meet your future retirement needs.

PRUretirement growth is a single premium investment-linked plan that pays a monthly guaranteed income and has the potential to grow in investment for your retirement needs.
 
 
 
What do I get?
 

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    Monthly GUARANTEED Income
    
      Upon survival, the monthly income during the payout stage will be paid out regardless of your investment value after the accumulation stage (even if the investment value has turned zero).
      

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    Higher GUARANTEED Returns
    
      PRUretirement growth is even BETTER than a capital guaranteed plan because the total amount of monthly guaranteed income you receive during the payout stage will DEFINITELY be MORE than the single premium you initially invested.
      

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    Lump Sum Payout
    
      The remaining amount of your investment value at the end of the payout stage (if any) will be paid out to you in a lump sum. You can then use this amount for your personal enjoyment, for further investment, or perhaps save it as your family's inheritance.
      

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    Flexible Withdrawals
    
      Partial withdrawals can be made at any time and for any amount of your choice (subject to a minimum of RM100 and a remaining fund value that is no less than RM10,000 or 10% of the single premium, whichever is lower). Any flexible withdrawals will cause the single premium and guaranteed income to be reduced proportionately. The revised single premium and guaranteed income are defined as current single premium and current guaranteed income respectively.
      

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    Death & Total and Permanent Disability (TPD) Cover
    
      More than just a savings plan, PRUretirement growth ensures that you are covered for any unforeseen circumstances.
 
 
 
How much do I pay?
 
      MINIMUM     MAXIMUM
Initial Single Premium     RM10,000     No Limit
Sub-Standard Life     RM10,000     RM1,000,000 per Life for PRUretirement growth Policies
 
Mode of payment may be by cash or cheque from any bank.
 
 
 
Who can sign up?

Individuals between 35 and 60 years old who want to meet their retirement goals.
 
 
 
To find out more

Firdaus 017 589 9597 Wealth Planner and Financial Advisor Prudential Assurance Malaysia Berhad Prudential BSN Takaful Berhad

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