Best Insurance Malaysia
Auto Sales, Motor Insurance, Insurance Agents and Brokers
What is Motor insurance?
Motor insurance is a compulsory class of insurance for all vehicles licensed to be used on public roads, as per the Road Transport Act 1987.
It falls under the Tariff class, and is governed by the rules and regulations stipulated in the Motor Tariff issued by Persatuan Insurans Am Malaysia (PIAM).
It is a plan which covers you for
Accidental or fire damage to your vehicle
Theft of your vehicle
Liabilities to other parties for injury or death
Damage to other parties’ property
Choose among our three offerings.
Third Party, Fire & Theft Cover
Third Party Cover
Here is an overview of your coverage.
1. The policy cover loss or damage to your vehicle in the following circumstances:
By accidental collision or overturning
By collision or overturning caused by mechanical breakdown or as a result of wear and tear
By impact damage caused by falling objects provided no convulsion of nature is involved
By fire explosion or lightning
By burglary, housebreaking or theft
By malicious act
When in transit (including its loading and unloading) by :
road, rail inland waterway
direct sea route across the straits between the island of Penang and the mainland
2. Third party bodily injury and death, limits is unlimited
3. Third party loss or damage, limits is up to RM3 million
In addition, the common extra benefits available under comprehensive cover (subject to additional premium) are:
Inclusion of Special Perils
Strike Riot and Civil Commotion (SRCC)
Legal Liability of Passenger (LLP)
Additional Named Driver
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you are advised to deal with the approved workshops. If you have a comprehensive cover and are not at fault, you are advised to submit your claim to your insurance company. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.
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